Generally, participation in the Homeownership program is limited to households with total household income below 80% of the area median income (AMI).
Maximum Income – The maximum income allowed is 80% of the AMI for the appropriate household size. While Habitat Detroit’s programmatic requirements allow for the eligibility of households with income up to 80%, some of the home buyer assistance programs and other funders with whom we partner have lower income limits (typically 60% AMI). In such cases, certain home buyer assistance funds or properties may not be available to households between 60% and 80% AMI. See the chart below for specific details per household size.
Monthly Household Income Guidelines
| Household Size | Maximum Income 80% AMI | |
| 1 | $3,667 | |
| 2 | $4,188 | |
| 3 | $4,713 | |
| 4 | $5,233 | |
| 5 | $5,654 | |
| 6 | $6,071 |
*Note: Income guidelines are subject to change.