Generally, participation in the Homeownership program is limited to households with total household income between 30% and 80% of the area median income (AMI)
Minimum Income – The minimum income required is 30% of the AMI for the appropriate household size.
Maximum Income – The maximum income allowed is 80% of the AMI for the appropriate household size. While Habitat Detroit’s programmatic requirements allow for the eligibility of households with income up to 80%, some of the home buyer assistance programs and other funders with whom we partner have lower income limits (typically 60% AMI). In such cases, certain home buyer assistance funds or properties may not be available to households between 60% and 80% AMI. See the chart below for specific details per household size.
Monthly Household Income Guidelines
| Household Size | Minimum Income 30% AMI | Maximum Income 80% AMI |
| 1 | $1,400 | $3,733 |
| 2 | $1,600 | $4,267 |
| 3 | $1,800 | $4,800 |
| 4 | $2,000 | $5,333 |
| 5 | $2,162 | $5,763 |
| 6 | $2,321 | $6,188 |
*Note: Income guidelines are subject to change.